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The BNA Federal Credit Union is a non-profit financial institution established to provide financial services to its members at a reasonable cost. Chartered in 1947, BNA Federal Credit Union operates under the supervision of the National Credit Union Administration.. The Credit Union's purpose is to provide employees with the ability to save and pool savings into a fund that can be used for loans to employees for worthwhile purposes.

What's a Credit Union?

A credit union is a not-for-profit financial cooperative that exists for the sole purpose of helping their members. At credit unions, members are owners and everyone has an equal say in how the credit union is run. Credit unions are guided by a member-elected Board of Directors, and most are governed by the Credit Union National.

Credit Unions, like other financial institutions, are closely regulated. And they are operated in a very prudent manner. The National Credit Union Share Insurance Fund, administrated by the National Credit Union Administration, an agency of the federal government, insures deposit of credit union members at more than 11,000 federal and state-chartered credit unions nationwide. Deposits are insured up to $250,000.


What makes a credit union different from a bank?

Like credit unions, these financial institutions accept deposits and make loans -- but unlike credit unions, they are in business to make a profit. Banks and savings & loans are owned by group of stockholders whose interest includes earning a healthy return on their investments.

Unlike banks and their financial institutions, a credit union is chartered according to a specific "field of membership". The field is made up of people who have "common bond" of occupations, residence or association. Anyone who falls within a credit union's field of membership may join.

Credit unions range in size from the very small to large and complex world-wide operations. Credit unions are good, solid, well-operated, and well-managed financial institutions and are rated highest in customer satisfaction.

  BNAFCU • 1801 S. BELL ST • RM 1319 • ARLINGTON, 22202 • 703-341-3044 • credit_union@bna.com